Alternatives to MercadoPago for WooCommerce in Argentina

3 responses to “Alternatives to MercadoPago for WooCommerce in Argentina”

1. 

   Carlos Alberto Bacigalupo

   February 16, 2023

   Hello, how are you? My name is Carlos Bacigalupo from MundoGeek. We have been testing many of the options below for years. I will give you a return.

   Mobbex:

   Mobbex comes in 2 versions (Mobbex Basic) or (Mobbex Direct)

   Mobbex Basic
   This option pays after 10 or 14 days, they process the payment with the cards and credit your account, very similar to MP, with lower commissions, longer time, it does not allow you any card promo.

   Mobbex Direct, is paid, you have a monthly fee of XXXX $ + 1% per operation, they process directly against PayWay, at the time lapos and claimed to have anti-fraud security.

   Our experience was in 2020 with this modality and in 1 month we had 350,000 pesos of easily detectable fraudulent operations, for example, purchases sent to missions with cards from people from Chubut, when we detected them we informed them and they said that if the card was approved it was already card problem. We made the attempt to notify Visa at the time and they answered us the same thing that if it was approved we had to deliver the merchandise, as a result after the month the cardholders considered the purchase unknown and the debits came to account, when making the claim Mobbex did not respond and Visa asked us for the coupon signed by the client, which we told them were online operations through the payment gateway which they were unaware of. When you register a business, you discover that for the card there are business numbers, these must be associated to whether it is Face-to-Face or E-Commerce and regulations that Mobbex does not apply.

   Some time later they decided to put together an anti-fraud module, which gives you a score of the operation based on their reports of fraudulent cards and its risk, for this service they charged an extra on the operation and it was not reliable at all, very manual, little automated And if one neglected that the operation was fraudulent, they still charge the commission for an unsuccessful operation, therefore it became expensive, unreliable and insecure.
   Wonderlust: It has very good paid plugins, they sell them to you as lifetime support, which is not the case. For example, the OCA plugin, every time you have to modify something they charge you for doing it, it does not have reliable documentation to modify for The client example how to search by shipping branch number, they do not give you a product update or with a judge's order, if you want it, pay for it.

   In 2020, they were commissioned with an integration plugin with Glovo, they were paid in advance for 8 months to deliver it, many complaint attempts always went unanswered, when they wanted to deliver it, Glovo withdrew from the country, they were told that the product was no longer It was what we needed since it would be a useless plugin and they should redo it for another current platform, the media were offended and blocked seriously 0%

   In the case of the OCA Plugin, they have been requested by different means to migrate to PHP8 since it is written in PHP5.6, giving errors in PHP7.4 and they never do it, it is for something that they were paid for and they do not respond. simply very irresponsible, or they should explain that they are not going to provide lifetime support on the product and charge a fee every time they are requested.
   PayWay, we worked closely with the TodoPago programmers on the latest versions of the plugin, a spectacular product had been achieved, they decided to discontinue it and terminate the programmers and started a new one in the branch https://github.com/payway-ar/plugin-woocommerce very precarious, dependent on them when you call they do not give support and the programmer does not answer the comments, we have not yet achieved a correct integration, what is more, it is not detected correctly for recurring payments by Woocommerce subscription, none of the mentioned
   Greetings, I hope this information is useful to you.

   Reply
   1. 

      Juan Manuel

      February 16, 2023

      Thank you very much for the information Carlos!
      It really is a shame that it is so difficult to sell online here. I also understand the reason for the leadership (with its costs) of MercadoPago; I don't think we've ever had a fraud operation in over 10 years.

      Reply
      1. 

         Carlos Alberto Bacigalupo

         February 16, 2023

         There are other platforms emerging, which are doing fairly well

         You have Ualabis, this green stocking still first versions but low commissions accreditation at the moment in your Uala wallet

         You have Wibond that allows you to finance in 12 installments only with ID, as long as the client has an account with them, it works well, it has its own window of associated sites, it pays in 48 hours, it is an interesting public that is not banked

         You have Goquotas that allows you to finance in 4 installments with Debit good integration good support pay after 17 business days are more than 30 consecutive but it also works has its site that serves as a showcase for its customers

         Reply